There are many ways your car can get a dent. It could be knocked in a parking lot, you could accidentally throw a baseball into the car or your kid could hit it with a hard object. Whatever the reason is, you must know that the dent must be repaired as soon as possible. If you are very careful at maintaining the appearance of your car, having a dent is one of the most unpleasant things you would want. So, if someone dings or dents your car, what do you do? The person responsible might wait to solve the issues while another one might just flee. So, do you know the steps to take once your car is dented? Here are the things you need to do.
If you find your car dented, whether it is a slight dent or a major one, you definitely know that you will need dent repair services. However, before you look for your car repairer, you will need to record the information. If the person who dented it fled, try collecting information about them. Record the time, place, date and take pictures of the dent. In case you parked the car in a parking lot, there is a high chance that the incident was caught on camera. So, ask the store for the footage and try to see if you can identify the person who hit the car.
Report the Case
The next thing you need is to report this to the police. You will need this record when dealing with the insurance company. This is a very important aspect that you cannot afford to miss. Apart from helping you to deal with the insurance company, a police report can save you from a problem if this was a big issue that got someone hurt. Reporting to the police is crucial for both insurance and avoiding issues later. Furthermore, it could be possible to get help at identifying the person who hit the car.
Call your Insurance Company and File a Claim
The next thing you will need is to call your insurance company and file a claim. This is a process, and you will need to be patient. If you don’t have much experience in dealing with insurance companies, it is advisable to talk to your lawyer. If the person who dented the car is not ready to pay for the damage or you did not get them, then you will have to file the claim to have the dent fixed. Remember, you only have this benefit if you are insured. Just make sure you know how to file a claim and how you will negotiate for the coverage.
Maintaining your car in good condition is important. However, no matter how much careful you are, you will have to deal with dents at some point in your car’s life. As mentioned above, repairing these dents can be costly, especially if there is damage to the paint. So, if someone hits your car and causes a dent, you need to make sure you do the three things mentioned above.